Following a strong first half of 2026, Dolla Financial Services Limited has confirmed that its Board of Directors has elected not to declare an additional dividend at this time.  

For the six months ended June 30, 2026, Dolla recorded profit before tax of $382 million and net profit of $357 million.  The company’s loan portfolio was also approximately 15 per cent above the corresponding period in 2025.   

This decision to retain earnings reflects a prudent approach to capital allocation during one of the Dollar’s busiest lending periods.  Dolla is currently experiencing increased loan demand, while also maintaining sufficient liquidity to meet scheduled payments associated with the Evolve portfolio acquisition and preserve financial flexibility during the peak hurricane season.

The Evolve transaction, which closed during the quarter, represents a continuation of Dolla’s strategy of pursuing disciplined, accretive growth opportunities. The Board, therefore, considers it prudent to retain additional liquidity to comfortably meet its obligations while continuing to fund the Company’s growing loan portfolio.

Dolla has also experienced increased demand for financing in communities continuing to rebuild following Hurricane Melissa.  While this is an encouraging sign of recovery, it has increased the Company’s short-term

capital deployment requirements.. With the most active part of the Atlantic hurricane season still approaching, the Board considers it prudent to maintain a stronger liquidity buffer through this period, ensuring the Company can comfortably meet this demand while remaining well-positioned to respond to any disaster-related developments.

“Our shareholders have been the foundation of Dolla’s growth since our listing on the Jamaica Stock Exchange, and returning value to them remains a core priority for the Company,” said Kenroy Kerr, CEO.  “At the same time, we have an obligation to steward Dolla’s capital wisely. As we move through one of our busiest lending seasons, and with the peak of the hurricane season approaching, it is prudent to maintain a stronger liquidity position over the coming months. Retaining earnings now allows us to continue funding the increased demand from our clients, meet our upcoming obligations, and maintain an appropriate liquidity position.  We believe that investing in disciplined and profitable growth will ultimately deliver stronger and more sustainable value to our shareholders.”

Since listing, Dolla has declared approximately $800 million in dividends to shareholders, reflecting the Board’s consistent intent to share Dolla’s success as it has grown. Looking ahead, the Board is working to formalise a dividend policy that will provide shareholders with greater visibility and consistency around future distributions, and believes that today’s disciplined approach to capital retention strengthens Dolla’s foundation for continued, sustainable returns to shareholders going forward.